Navigating the mortgage market can be a complex and daunting task, but with the right guidance, you can make informed decisions that align with your financial goals. Learn about your mortgage options with our blog, featuring insights and expert advice from experienced mortgage broker Sandra Forscutt, helping you explore the key considerations, common pitfalls, and the value of working with a mortgage professional.
Whether you’re facing a mortgage renewal, considering a new home purchase, or looking to refinance, our articles cover a wide range of mortgage options to empower you throughout the process. Discover the latest trends in the mortgage industry, learn how to secure the best rates and terms, and gain the knowledge you need to make confident, well-informed choices.
What Happens If You Break Your Mortgage?
Welcome To Our Mortgage Educational Blog About:What Happens If You Break Your Mortgage?When you signed your mortgage, everything looked right. The amounts were comfortable for your income, the term duration was sufficient, and you had found your forever home. All was...
Can I Overpay My Monthly Mortgage Amount?
Welcome To Our Mortgage Educational Blog About:Can I Overpay My Monthly Mortgage Amount? You will likely play it safe with the repayments when taking out a mortgage. This means taking monthly mortgage payments on the conservative side so that you can make the...
What Is CMHC Mortgage Loan Insurance
Welcome To Our Mortgage Educational Blog About:What Is CMHC Mortgage Loan Insurance? When buying a home in Canada, you'll be required to make a down payment which can be as low as 5% of the property value. However, keep in mind that this value can vary depending on...
What You Should Know About the Proposed First Home Savings Account
Welcome To Our Mortgage Educational Blog About:What You Should Know About the Proposed First Home Savings Account The government has recently proposed the introduction of a Tax-Free First Home Savings Account (FHSA) scheduled to take effect sometime in 2023. With this...
Should You Sell Your Home or Buy a New Home First
Welcome To Our Mortgage Educational Blog About:Should You Sell Your Home or Buy a New Home First? How to Decide Home Buying & Selling Order Even though buying a home before selling has become a popular opinion among homeowners, the truth is that when you want to...
How to Get the Most Out of Your Home Inspection
Welcome To Our Mortgage Educational Blog About:How to Get the Most Out of Your Home Inspection A smart home inspection can reveal important information about the home and its condition to help you make an informed purchasing decision as a first-time home buyer. It...
Your Guide To Buying Your First Home
Welcome To Our Mortgage Educational Blog About:Your Guide To Buying Your First Home Buying a home can be a daunting task for a first-time homebuyer. The process is lengthy, you are likely to be emotionally charged, and there is a real fear of making an expensive...
Should You Rent Or Own Your Home?
Welcome To Our Mortgage Educational Blog About:Should You Rent Or Own Your Home? With more than half the population owning their homes, we can safely say Canadians are big on home ownership. Whether to buy or rent is a question that everyone has to answer for...
Questions You Must Ask Your Mortgage Broker
Welcome To Our Mortgage Educational Blog About:Questions You Must Ask Your Mortgage Broker Just how stressful is the house-buying process? Going by a recent study, Canadians rate buying a house as the second most stressful thing they have to do in life. However, with...
4 Signs That You Are Ready To Purchase Your First Home
Welcome To Our Mortgage Educational Blog About:4 Signs That You Are Ready To Purchase Your First Home For the typical adult, thoughts around homeownership are never far from your mind. This is an excellent goal to have from as early on as possible, and done right,...
What Happens If You Break Your Mortgage?
Welcome To Our Mortgage Educational Blog About:What Happens If You Break Your Mortgage?When you signed your mortgage, everything looked right. The amounts were comfortable for your income, the term duration was sufficient, and you had found your forever home. All was...
Can I Overpay My Monthly Mortgage Amount?
Welcome To Our Mortgage Educational Blog About:Can I Overpay My Monthly Mortgage Amount? You will likely play it safe with the repayments when taking out a mortgage. This means taking monthly mortgage payments on the conservative side so that you can make the...
What Is CMHC Mortgage Loan Insurance
Welcome To Our Mortgage Educational Blog About:What Is CMHC Mortgage Loan Insurance? When buying a home in Canada, you'll be required to make a down payment which can be as low as 5% of the property value. However, keep in mind that this value can vary depending on...
What You Should Know About the Proposed First Home Savings Account
Welcome To Our Mortgage Educational Blog About:What You Should Know About the Proposed First Home Savings Account The government has recently proposed the introduction of a Tax-Free First Home Savings Account (FHSA) scheduled to take effect sometime in 2023. With this...
Should You Sell Your Home or Buy a New Home First
Welcome To Our Mortgage Educational Blog About:Should You Sell Your Home or Buy a New Home First? How to Decide Home Buying & Selling Order Even though buying a home before selling has become a popular opinion among homeowners, the truth is that when you want to...
How to Get the Most Out of Your Home Inspection
Welcome To Our Mortgage Educational Blog About:How to Get the Most Out of Your Home Inspection A smart home inspection can reveal important information about the home and its condition to help you make an informed purchasing decision as a first-time home buyer. It...
Your Guide To Buying Your First Home
Welcome To Our Mortgage Educational Blog About:Your Guide To Buying Your First Home Buying a home can be a daunting task for a first-time homebuyer. The process is lengthy, you are likely to be emotionally charged, and there is a real fear of making an expensive...
Should You Rent Or Own Your Home?
Welcome To Our Mortgage Educational Blog About:Should You Rent Or Own Your Home? With more than half the population owning their homes, we can safely say Canadians are big on home ownership. Whether to buy or rent is a question that everyone has to answer for...
Questions You Must Ask Your Mortgage Broker
Welcome To Our Mortgage Educational Blog About:Questions You Must Ask Your Mortgage Broker Just how stressful is the house-buying process? Going by a recent study, Canadians rate buying a house as the second most stressful thing they have to do in life. However, with...
4 Signs That You Are Ready To Purchase Your First Home
Welcome To Our Mortgage Educational Blog About:4 Signs That You Are Ready To Purchase Your First Home For the typical adult, thoughts around homeownership are never far from your mind. This is an excellent goal to have from as early on as possible, and done right,...