Navigating the mortgage market can be a complex and daunting task, but with the right guidance, you can make informed decisions that align with your financial goals. Learn about your mortgage options with our blog, featuring insights and expert advice from experienced mortgage broker Sandra Forscutt, helping you explore the key considerations, common pitfalls, and the value of working with a mortgage professional.
Whether you’re facing a mortgage renewal, considering a new home purchase, or looking to refinance, our articles cover a wide range of mortgage options to empower you throughout the process. Discover the latest trends in the mortgage industry, learn how to secure the best rates and terms, and gain the knowledge you need to make confident, well-informed choices.
Buying vs Renting: Tips From a Mortgage Broker
Buying vs RentingTips From a Mortgage BrokerDeciding between buying vs renting a home is a big deal - trust me, I've seen it all as a mortgage broker. To help you out, I've put together a handy guide comparing renting and buying. Check it out!The Upsides of BuyingThe...
Beyond Rates: The Value of a Mortgage Broker
Beyond Rates: The Value of a Mortgage BrokerWhile securing funding for your home or investment property might seem daunting, it doesn't need to be.Utilizing the services of a mortgage broker offers several advantages beyond just securing low-interest rates. Some of...
Navigating Mortgage Renewals: Tips From a Mortgage Broker
According to Canadian Mortgage Trends, approximately one in six mortgage holders (15%) describe their mortgage payments as "extremely challenging." Homeowners often have concerns about how renewing their mortgage will affect their finances. These concerns may arise...
Don’t Do That: 6 Things You Should Avoid When Qualifying for a Mortgage
Hey friends, diving into the mortgage game? It's a bit of a rollercoaster, and believe it or not, the small stuff matters a lot. For example, did you know that splurging on a shiny new car could throw a wrench into your mortgage dreams? That’s right - I’ve seen it...
Should You Consider Extending Your Amortization Period?
Welcome To Our Mortgage Educational Blog About:Should You Consider Extending Your Amortization Period?As a homeowner in Edmonton, you've likely been keeping a close eye on the housing market and, more importantly, the fluctuating interest rates. You may have heard...
Down Payments In Canada – How Much Do You Really Need?
Welcome To Our Mortgage Educational Blog About:Down Payments In Canada - How Much Do You Really Need?Debunking Myths for First-Time HomebuyersThe idea of purchasing a home is undoubtedly exciting, but the myths surrounding down payments can cast a shadow of doubt....
Why Your Credit Score Matters In Mortgage Applications
Welcome To Our Mortgage Educational Blog About:Why Your Credit Score Matters In Mortgage ApplicationsWhile your dream of owning a home in Canada is within reach, there's a crucial piece of the puzzle you can't afford to overlook – your credit score. Whether you're a...
5 Mistakes To Avoid When Applying For Your First Mortgage
Welcome To Our Mortgage Educational Blog About:5 Mistakes To Avoid When Applying For Your First MortgageAre you a first-time homebuyer in Edmonton looking to secure your first mortgage? You're not alone; every year, thousands of Canadians take the exciting step...
Why Should You Consider Moving To Edmonton – Pros And Cons
Welcome To Our Mortgage Educational Blog About:Why Should You Consider Moving To Edmonton?As someone who has called Edmonton home for over 40 years, I can vouch for its unique charm and opportunities, especially for first-time home buyers. Why Edmonton, you may ask?...
Top 5 Reasons To Get Pre-Approved For A Mortgage
Welcome To Our Mortgage Educational Blog About:Should You Prepay Your Mortgage? - Pros And ConsReady to embark on the exciting journey of becoming a homeowner in Canada?Before you start scrolling through home listings and attending open houses, there's an essential...

Buying vs Renting: Tips From a Mortgage Broker
Buying vs RentingTips From a Mortgage BrokerDeciding between buying vs renting a home is a big deal - trust me, I've seen it all as a mortgage broker. To help you out, I've put together a handy guide comparing renting and buying. Check it out!The Upsides of BuyingThe...

Beyond Rates: The Value of a Mortgage Broker
Beyond Rates: The Value of a Mortgage BrokerWhile securing funding for your home or investment property might seem daunting, it doesn't need to be.Utilizing the services of a mortgage broker offers several advantages beyond just securing low-interest rates. Some of...

Navigating Mortgage Renewals: Tips From a Mortgage Broker
According to Canadian Mortgage Trends, approximately one in six mortgage holders (15%) describe their mortgage payments as "extremely challenging." Homeowners often have concerns about how renewing their mortgage will affect their finances. These concerns may arise...

Don’t Do That: 6 Things You Should Avoid When Qualifying for a Mortgage
Hey friends, diving into the mortgage game? It's a bit of a rollercoaster, and believe it or not, the small stuff matters a lot. For example, did you know that splurging on a shiny new car could throw a wrench into your mortgage dreams? That’s right - I’ve seen it...

Should You Consider Extending Your Amortization Period?
Welcome To Our Mortgage Educational Blog About:Should You Consider Extending Your Amortization Period?As a homeowner in Edmonton, you've likely been keeping a close eye on the housing market and, more importantly, the fluctuating interest rates. You may have heard...

Down Payments In Canada – How Much Do You Really Need?
Welcome To Our Mortgage Educational Blog About:Down Payments In Canada - How Much Do You Really Need?Debunking Myths for First-Time HomebuyersThe idea of purchasing a home is undoubtedly exciting, but the myths surrounding down payments can cast a shadow of doubt....

Why Your Credit Score Matters In Mortgage Applications
Welcome To Our Mortgage Educational Blog About:Why Your Credit Score Matters In Mortgage ApplicationsWhile your dream of owning a home in Canada is within reach, there's a crucial piece of the puzzle you can't afford to overlook – your credit score. Whether you're a...

5 Mistakes To Avoid When Applying For Your First Mortgage
Welcome To Our Mortgage Educational Blog About:5 Mistakes To Avoid When Applying For Your First MortgageAre you a first-time homebuyer in Edmonton looking to secure your first mortgage? You're not alone; every year, thousands of Canadians take the exciting step...

Why Should You Consider Moving To Edmonton – Pros And Cons
Welcome To Our Mortgage Educational Blog About:Why Should You Consider Moving To Edmonton?As someone who has called Edmonton home for over 40 years, I can vouch for its unique charm and opportunities, especially for first-time home buyers. Why Edmonton, you may ask?...

Top 5 Reasons To Get Pre-Approved For A Mortgage
Welcome To Our Mortgage Educational Blog About:Should You Prepay Your Mortgage? - Pros And ConsReady to embark on the exciting journey of becoming a homeowner in Canada?Before you start scrolling through home listings and attending open houses, there's an essential...