Navigating the mortgage market can be a complex and daunting task, but with the right guidance, you can make informed decisions that align with your financial goals. Learn about your mortgage options with our blog, featuring insights and expert advice from experienced mortgage broker Sandra Forscutt, helping you explore the key considerations, common pitfalls, and the value of working with a mortgage professional.
Whether you’re facing a mortgage renewal, considering a new home purchase, or looking to refinance, our articles cover a wide range of mortgage options to empower you throughout the process. Discover the latest trends in the mortgage industry, learn how to secure the best rates and terms, and gain the knowledge you need to make confident, well-informed choices.
No matter where you are on your homeownership journey, our blog is designed to be a trusted resource you can return to for timely updates, practical tips, and real-world examples. With Sandra’s expertise and our commitment to clear, actionable information, you’ll feel supported every step of the way as you navigate your ever-changing mortgage options.
What Is CMHC Mortgage Loan Insurance
Welcome To Our Mortgage Educational Blog About:What Is CMHC Mortgage Loan Insurance? When buying a home in Canada, you'll be required to make a down payment which can be as low as 5% of the property value. However, keep in mind that this value can vary depending on...
What You Should Know About the Proposed First Home Savings Account
Welcome To Our Mortgage Educational Blog About:What You Should Know About the Proposed First Home Savings Account The government has recently proposed the introduction of a Tax-Free First Home Savings Account (FHSA) scheduled to take effect sometime in 2023. With this...
Should You Sell Your Home or Buy a New Home First
Welcome To Our Mortgage Educational Blog About:Should You Sell Your Home or Buy a New Home First? How to Decide Home Buying & Selling Order Even though buying a home before selling has become a popular opinion among homeowners, the truth is that when you want to...
How to Get the Most Out of Your Home Inspection
Welcome To Our Mortgage Educational Blog About:How to Get the Most Out of Your Home Inspection A smart home inspection can reveal important information about the home and its condition to help you make an informed purchasing decision as a first-time home buyer. It...
Your Guide To Buying Your First Home
Welcome To Our Mortgage Educational Blog About:Your Guide To Buying Your First Home Buying a home can be a daunting task for a first-time homebuyer. The process is lengthy, you are likely to be emotionally charged, and there is a real fear of making an expensive...
Should You Rent Or Own Your Home?
Welcome To Our Mortgage Educational Blog About:Should You Rent Or Own Your Home?Should you rent or own your home? With more than half the population owning their homes, we can safely say Canadians are big on home ownership. Whether to buy or rent is a question that...
Questions You Must Ask Your Mortgage Broker
Welcome To Our Mortgage Educational Blog About:Questions You Must Ask Your Mortgage Broker Just how stressful is the house-buying process? Going by a recent study, Canadians rate buying a house as the second most stressful thing they have to do in life. However, with...
4 Signs That You Are Ready To Purchase Your First Home
Welcome To Our Mortgage Educational Blog About:4 Signs That You Are Ready To Purchase Your First Home For the typical adult, thoughts around homeownership are never far from your mind. This is an excellent goal to have from as early on as possible, and done right,...
Understanding Mortgage Payment Schedules
Welcome To Our Mortgage Educational Blog About:Everything You Need to Know About Mortgage Payment Schedules Canada has an enviable homeownership rate, with over 60% of the population owning a home. However, like in most other countries, funding is the biggest obstacle...
What is Mortgage Eligibility?
Welcome To Our Mortgage Educational Blog About:Understanding Mortgage Eligibilty You must have heard stories about some first-time home buyers in Edmonton who were denied mortgage loans for some reason. They didn't qualify for a mortgage loan because they are not...
What Is CMHC Mortgage Loan Insurance
Welcome To Our Mortgage Educational Blog About:What Is CMHC Mortgage Loan Insurance? When buying a home in Canada, you'll be required to make a down payment which can be as low as 5% of the property value. However, keep in mind that this value can vary depending on...
What You Should Know About the Proposed First Home Savings Account
Welcome To Our Mortgage Educational Blog About:What You Should Know About the Proposed First Home Savings Account The government has recently proposed the introduction of a Tax-Free First Home Savings Account (FHSA) scheduled to take effect sometime in 2023. With this...
Should You Sell Your Home or Buy a New Home First
Welcome To Our Mortgage Educational Blog About:Should You Sell Your Home or Buy a New Home First? How to Decide Home Buying & Selling Order Even though buying a home before selling has become a popular opinion among homeowners, the truth is that when you want to...
How to Get the Most Out of Your Home Inspection
Welcome To Our Mortgage Educational Blog About:How to Get the Most Out of Your Home Inspection A smart home inspection can reveal important information about the home and its condition to help you make an informed purchasing decision as a first-time home buyer. It...
Your Guide To Buying Your First Home
Welcome To Our Mortgage Educational Blog About:Your Guide To Buying Your First Home Buying a home can be a daunting task for a first-time homebuyer. The process is lengthy, you are likely to be emotionally charged, and there is a real fear of making an expensive...
Should You Rent Or Own Your Home?
Welcome To Our Mortgage Educational Blog About:Should You Rent Or Own Your Home?Should you rent or own your home? With more than half the population owning their homes, we can safely say Canadians are big on home ownership. Whether to buy or rent is a question that...
Questions You Must Ask Your Mortgage Broker
Welcome To Our Mortgage Educational Blog About:Questions You Must Ask Your Mortgage Broker Just how stressful is the house-buying process? Going by a recent study, Canadians rate buying a house as the second most stressful thing they have to do in life. However, with...
4 Signs That You Are Ready To Purchase Your First Home
Welcome To Our Mortgage Educational Blog About:4 Signs That You Are Ready To Purchase Your First Home For the typical adult, thoughts around homeownership are never far from your mind. This is an excellent goal to have from as early on as possible, and done right,...
Understanding Mortgage Payment Schedules
Welcome To Our Mortgage Educational Blog About:Everything You Need to Know About Mortgage Payment Schedules Canada has an enviable homeownership rate, with over 60% of the population owning a home. However, like in most other countries, funding is the biggest obstacle...
What is Mortgage Eligibility?
Welcome To Our Mortgage Educational Blog About:Understanding Mortgage Eligibilty You must have heard stories about some first-time home buyers in Edmonton who were denied mortgage loans for some reason. They didn't qualify for a mortgage loan because they are not...