Navigating the mortgage market can be a complex and daunting task, but with the right guidance, you can make informed decisions that align with your financial goals. Learn about your mortgage options with our blog, featuring insights and expert advice from experienced mortgage broker Sandra Forscutt, helping you explore the key considerations, common pitfalls, and the value of working with a mortgage professional.
Whether you’re facing a mortgage renewal, considering a new home purchase, or looking to refinance, our articles cover a wide range of mortgage options to empower you throughout the process. Discover the latest trends in the mortgage industry, learn how to secure the best rates and terms, and gain the knowledge you need to make confident, well-informed choices.
No matter where you are on your homeownership journey, our blog is designed to be a trusted resource you can return to for timely updates, practical tips, and real-world examples. With Sandra’s expertise and our commitment to clear, actionable information, you’ll feel supported every step of the way as you navigate your ever-changing mortgage options.
How to get a mortgage
Welcome To Our Mortgage Educational Blog About:Your guide and your mortgage optionsIf you are a first-time homebuyer looking for your first home, you may feel overwhelmed when it comes to mortgages. The decision of what payment structure you will use is very crucial....
How will the stress test affect mortgage approvals in 2022?
Welcome To Our Mortgage Educational Blog About:How will the stress test affect mortgage approvals in 2022?Owning a home is a dream many people wish to attain. Not only does it provide a way to preserve future wealth, but it is also economical compared to the cost of...
5 Reasons Why You Should Work With A Mortgage Broker
Welcome To Our Mortgage Educational Blog About:5 Reasons Why You Should Work With A Mortgage BrokerWith each passing year, more people are looking to buy their first home. Let's pretend that you’re ready to enter the market and make an offer on the house you want to...
6 Mistakes First-Time Homebuyers Should Avoid
Welcome To Our Mortgage Educational Blog About:6 Mistakes First-Time Homebuyers Should AvoidBuying a home is both a very exciting and sometimes stressful experience. You are trying to find the right home, and you also also need to find the right mortgage. Because...
Getting Up To Speed About Mortgage Payment Schedules
Welcome To Our Mortgage Educational Blog About:Getting Up To Speed About Mortgage Payment SchedulesA mortgage payment schedule outlines how much you will pay on your loan, also known as an amortization schedule. Your mortgage lender will create a program that divides...
Understanding Mortgage Interest
Welcome To Our Mortgage Educational Blog About:Understanding Mortgage InterestMaking a home purchase remains to be one of the biggest financial decisions most people make, especially if it is on mortgage. And to be on the safer side, the same scrutiny that is put into...
Does Mortgage pre-approval mean I am qualified for a mortgage?
Welcome To Our Mortgage Educational Blog About:What you need to know about Mortgage Pre-Qualification vs Pre-Approval.Securing a mortgage is a daunting task. Because of that, you can’t easily ascertain whether your mortgage will be fully approved or not. If you have...
What you need to know about Mortgage Pre-Qualification vs Pre-Approval.
Welcome To Our Mortgage Educational Blog About:What you need to know about Mortgage Pre-Qualification vs Pre-Approval.Purchasing a home ordinarily requires a significant investment. For a great number of first-time home buyers, their savings and monthly remittances...
Should we take money from our RRSPs, TFSAs or both to make a down payment on our first home?
Welcome To Our Mortgage Educational Blog About:Should we take money from our RRSPs, TFSAs or both to make a down payment on our first home?Are you debating whether to use money from your RRSPs, TFSAs, or both to make a down payment on your first mortgage? Choosing...
Disadvantages of the RRSP Home Buyers’ Plan
Welcome To Our Mortgage Educational Blog About:Disadvantages of The RRSP Home Buyers' Plan The internet is full of information about RRSP Home Buyers’ Plans. There is, however, an information gap when it comes to the disadvantages of the plan. This begs the question:...
How to get a mortgage
Welcome To Our Mortgage Educational Blog About:Your guide and your mortgage optionsIf you are a first-time homebuyer looking for your first home, you may feel overwhelmed when it comes to mortgages. The decision of what payment structure you will use is very crucial....
How will the stress test affect mortgage approvals in 2022?
Welcome To Our Mortgage Educational Blog About:How will the stress test affect mortgage approvals in 2022?Owning a home is a dream many people wish to attain. Not only does it provide a way to preserve future wealth, but it is also economical compared to the cost of...
5 Reasons Why You Should Work With A Mortgage Broker
Welcome To Our Mortgage Educational Blog About:5 Reasons Why You Should Work With A Mortgage BrokerWith each passing year, more people are looking to buy their first home. Let's pretend that you’re ready to enter the market and make an offer on the house you want to...
6 Mistakes First-Time Homebuyers Should Avoid
Welcome To Our Mortgage Educational Blog About:6 Mistakes First-Time Homebuyers Should AvoidBuying a home is both a very exciting and sometimes stressful experience. You are trying to find the right home, and you also also need to find the right mortgage. Because...
Getting Up To Speed About Mortgage Payment Schedules
Welcome To Our Mortgage Educational Blog About:Getting Up To Speed About Mortgage Payment SchedulesA mortgage payment schedule outlines how much you will pay on your loan, also known as an amortization schedule. Your mortgage lender will create a program that divides...
Understanding Mortgage Interest
Welcome To Our Mortgage Educational Blog About:Understanding Mortgage InterestMaking a home purchase remains to be one of the biggest financial decisions most people make, especially if it is on mortgage. And to be on the safer side, the same scrutiny that is put into...
Does Mortgage pre-approval mean I am qualified for a mortgage?
Welcome To Our Mortgage Educational Blog About:What you need to know about Mortgage Pre-Qualification vs Pre-Approval.Securing a mortgage is a daunting task. Because of that, you can’t easily ascertain whether your mortgage will be fully approved or not. If you have...
What you need to know about Mortgage Pre-Qualification vs Pre-Approval.
Welcome To Our Mortgage Educational Blog About:What you need to know about Mortgage Pre-Qualification vs Pre-Approval.Purchasing a home ordinarily requires a significant investment. For a great number of first-time home buyers, their savings and monthly remittances...
Should we take money from our RRSPs, TFSAs or both to make a down payment on our first home?
Welcome To Our Mortgage Educational Blog About:Should we take money from our RRSPs, TFSAs or both to make a down payment on our first home?Are you debating whether to use money from your RRSPs, TFSAs, or both to make a down payment on your first mortgage? Choosing...
Disadvantages of the RRSP Home Buyers’ Plan
Welcome To Our Mortgage Educational Blog About:Disadvantages of The RRSP Home Buyers' Plan The internet is full of information about RRSP Home Buyers’ Plans. There is, however, an information gap when it comes to the disadvantages of the plan. This begs the question:...