Navigating the mortgage market can be a complex and daunting task, but with the right guidance, you can make informed decisions that align with your financial goals. Learn about your mortgage options with our blog, featuring insights and expert advice from experienced mortgage broker Sandra Forscutt, helping you explore the key considerations, common pitfalls, and the value of working with a mortgage professional.
Whether you’re facing a mortgage renewal, considering a new home purchase, or looking to refinance, our articles cover a wide range of mortgage options to empower you throughout the process. Discover the latest trends in the mortgage industry, learn how to secure the best rates and terms, and gain the knowledge you need to make confident, well-informed choices.
Understanding Why Rent is So Expensive in Canada
If you're a renter in Canada, you're likely no stranger to the frustration of rising rent prices. But what drives these increases, and how can you navigate this challenging landscape? In this post, I will delve into the key factors contributing to the high and...
Announcement: Alberta Land Transfer and Mortgage Registration Fees Increasing
As of October 20, 2024, buying a home in Alberta will become slightly more expensive due to increases in land transfer and mortgage registration fees. Here’s what you need to know about these changes and their implications for purchasers and borrowers.Current vs. New...
25-Year vs. 30-Year Mortgage? Insight From a Mortgage Broker
25-Year vs. 30-Year Mortgage? Insight From a Mortgage BrokerInsights from Edmonton Mortgage Broker Sandra Forscutt The summer months have brought exciting changes to the mortgage landscape. Back in July, the Bank of Canada reduced its policy rate. Recently, the...
Mortgage Rate Drop: What it Means for Edmonton Homebuyers
Mortgage & Divorce: What You Need to KnowInsights from Edmonton Mortgage Broker Sandra ForscuttFor Homeowners with variable mortgages, relief is on the way. After over a year of aggressive interest rate hikes aimed at cooling red-hot inflation, the Bank of Canada...
Mortgage & Divorce: What You Need to Know
Divorces and separations are among life’s most challenging experiences. As a Mortgage Broker with years of experience, I know firsthand that these major life transitions come with a whole slew of complex financial decisions that need to be handled with care.
Navigating the Mortgage Renewal Maze
With the current economic climate and the potential for further interest rate changes, it’s more important than ever for homeowners to be proactive and informed when it comes to their mortgage renewal. Learn about the mortgage market, key considerations and common pitfalls when renewing your mortgage.
Buying vs Renting: Tips From a Mortgage Broker
Buying vs RentingTips From a Mortgage BrokerDeciding between buying vs renting a home is a big deal - trust me, I've seen it all as a mortgage broker. To help you out, I've put together a handy guide comparing renting and buying. Check it out!The Upsides of BuyingThe...
Beyond Rates: The Value of a Mortgage Broker
Beyond Rates: The Value of a Mortgage BrokerWhile securing funding for your home or investment property might seem daunting, it doesn't need to be.Utilizing the services of a mortgage broker offers several advantages beyond just securing low-interest rates. Some of...
Navigating Mortgage Renewals: Tips From a Mortgage Broker
According to Canadian Mortgage Trends, approximately one in six mortgage holders (15%) describe their mortgage payments as "extremely challenging." Homeowners often have concerns about how renewing their mortgage will affect their finances. These concerns may arise...
Don’t Do That: 6 Things You Should Avoid When Qualifying for a Mortgage
Hey friends, diving into the mortgage game? It's a bit of a rollercoaster, and believe it or not, the small stuff matters a lot. For example, did you know that splurging on a shiny new car could throw a wrench into your mortgage dreams? That’s right - I’ve seen it...
Understanding Why Rent is So Expensive in Canada
If you're a renter in Canada, you're likely no stranger to the frustration of rising rent prices. But what drives these increases, and how can you navigate this challenging landscape? In this post, I will delve into the key factors contributing to the high and...
Announcement: Alberta Land Transfer and Mortgage Registration Fees Increasing
As of October 20, 2024, buying a home in Alberta will become slightly more expensive due to increases in land transfer and mortgage registration fees. Here’s what you need to know about these changes and their implications for purchasers and borrowers.Current vs. New...
25-Year vs. 30-Year Mortgage? Insight From a Mortgage Broker
25-Year vs. 30-Year Mortgage? Insight From a Mortgage BrokerInsights from Edmonton Mortgage Broker Sandra Forscutt The summer months have brought exciting changes to the mortgage landscape. Back in July, the Bank of Canada reduced its policy rate. Recently, the...
Mortgage Rate Drop: What it Means for Edmonton Homebuyers
Mortgage & Divorce: What You Need to KnowInsights from Edmonton Mortgage Broker Sandra ForscuttFor Homeowners with variable mortgages, relief is on the way. After over a year of aggressive interest rate hikes aimed at cooling red-hot inflation, the Bank of Canada...
Mortgage & Divorce: What You Need to Know
Divorces and separations are among life’s most challenging experiences. As a Mortgage Broker with years of experience, I know firsthand that these major life transitions come with a whole slew of complex financial decisions that need to be handled with care.
Navigating the Mortgage Renewal Maze
With the current economic climate and the potential for further interest rate changes, it’s more important than ever for homeowners to be proactive and informed when it comes to their mortgage renewal. Learn about the mortgage market, key considerations and common pitfalls when renewing your mortgage.
Buying vs Renting: Tips From a Mortgage Broker
Buying vs RentingTips From a Mortgage BrokerDeciding between buying vs renting a home is a big deal - trust me, I've seen it all as a mortgage broker. To help you out, I've put together a handy guide comparing renting and buying. Check it out!The Upsides of BuyingThe...
Beyond Rates: The Value of a Mortgage Broker
Beyond Rates: The Value of a Mortgage BrokerWhile securing funding for your home or investment property might seem daunting, it doesn't need to be.Utilizing the services of a mortgage broker offers several advantages beyond just securing low-interest rates. Some of...
Navigating Mortgage Renewals: Tips From a Mortgage Broker
According to Canadian Mortgage Trends, approximately one in six mortgage holders (15%) describe their mortgage payments as "extremely challenging." Homeowners often have concerns about how renewing their mortgage will affect their finances. These concerns may arise...
Don’t Do That: 6 Things You Should Avoid When Qualifying for a Mortgage
Hey friends, diving into the mortgage game? It's a bit of a rollercoaster, and believe it or not, the small stuff matters a lot. For example, did you know that splurging on a shiny new car could throw a wrench into your mortgage dreams? That’s right - I’ve seen it...