Navigating the mortgage market can be a complex and daunting task, but with the right guidance, you can make informed decisions that align with your financial goals. Learn about your mortgage options with our blog, featuring insights and expert advice from experienced mortgage broker Sandra Forscutt, helping you explore the key considerations, common pitfalls, and the value of working with a mortgage professional.
Whether you’re facing a mortgage renewal, considering a new home purchase, or looking to refinance, our articles cover a wide range of mortgage options to empower you throughout the process. Discover the latest trends in the mortgage industry, learn how to secure the best rates and terms, and gain the knowledge you need to make confident, well-informed choices.
No matter where you are on your homeownership journey, our blog is designed to be a trusted resource you can return to for timely updates, practical tips, and real-world examples. With Sandra’s expertise and our commitment to clear, actionable information, you’ll feel supported every step of the way as you navigate your ever-changing mortgage options.
First Responder Mortgage Program
Jan 2026 | First Responder Mortgage ProgramAt Metro Mortgage Group, we have deep respect for the everyday heroes of our city — the members of the Edmonton Police Service, EMS, and Fire Rescue Services. Your commitment keeps our community safe, often at great personal...
Pros and Cons of a Home Equity Line of Credit (HELOC)
Dec 2025 | Pros and Cons of a Home Equity Line of Credit (HELOC)If you’re a Canadian homeowner, you’ve probably heard friends or family talk about using a home equity line of credit, or HELOC. People often use it to renovate, consolidate debt, or help kids with school...
What the Latest Bank of Canada Rate Cut Means for Canadian Borrowers and Homeowners
Nov 2025 | What Rate Cut Means for Canadian Borrowers and Homeowners On October 29, 2025, the Bank of Canada made headlines by cutting its benchmark policy rate by 25 basis points. This move brought the policy rate down to 2.25%. For Canadians with mortgages, loans,...
Preparing for Renewal Season
Oct 2025 | Preparing for Renewal Season: What 2026 Borrowers Should Do NowWith nearly 60% of Canadian homeowners set to renew their mortgages by the end of 2026, preparation has never been more important. After years of ultra-low rates during the pandemic, many...
Navigating Mortgage Renewals
Sept 2025 | Navigating Mortgage RenewalsFrom Rock-Bottom Rates to Today’s RealityIf you were lucky enough to secure a mortgage in the early days of 2020, chances are your rate was impressively low, often near 1% to 2%. At the time, the Bank of Canada’s overnight rate...
How Your Credit Score Impacts Mortgage Approval
Aug 2025 | How Your Credit Score Impacts Mortgage Approval If you’re thinking about buying a home, you might be wondering how your credit score influences the process. The short answer: your credit score is one of the most important factors lenders consider when...
25-Year vs. 30-Year Mortgage
July 2025 | 25-Year vs. 30-Year MortgageIf you’re thinking about buying a home, one of the biggest decisions you’ll face is choosing your mortgage’s amortization period. Should you go for the traditional 25-year mortgage or take advantage of the newer, longer 30-year...
Thinking About Flipping a House in Edmonton?
June 2025 | Flip Mortgage ProgramAre you eyeing that “fixer-upper” in Edmonton and dreaming of turning it into a showstopper? House flipping is more popular than ever, and with the right mortgage program, it’s easier to get started than you might think!What is a Flip...
Unlocking the Value in Your Home
May 2025 | Home Equity Unlocking the value in your home can be a smart way to fund major renovations or get a handle on high-interest debt. If you’ve built up equity—the difference between your home’s current value and what you still owe on your mortgage—you may be...
To Refinance or Not to Refinance: Navigating Mortgage Renewal in 2025
Apr 2025 | To Refinance or Not to RefinanceAs mortgage renewal season approaches, many homeowners are grappling with a critical question: Should I refinance my mortgage? With interest rates higher than what many locked in years ago and looming financial pressures like...
First Responder Mortgage Program
Jan 2026 | First Responder Mortgage ProgramAt Metro Mortgage Group, we have deep respect for the everyday heroes of our city — the members of the Edmonton Police Service, EMS, and Fire Rescue Services. Your commitment keeps our community safe, often at great personal...
Pros and Cons of a Home Equity Line of Credit (HELOC)
Dec 2025 | Pros and Cons of a Home Equity Line of Credit (HELOC)If you’re a Canadian homeowner, you’ve probably heard friends or family talk about using a home equity line of credit, or HELOC. People often use it to renovate, consolidate debt, or help kids with school...
What the Latest Bank of Canada Rate Cut Means for Canadian Borrowers and Homeowners
Nov 2025 | What Rate Cut Means for Canadian Borrowers and Homeowners On October 29, 2025, the Bank of Canada made headlines by cutting its benchmark policy rate by 25 basis points. This move brought the policy rate down to 2.25%. For Canadians with mortgages, loans,...
Preparing for Renewal Season
Oct 2025 | Preparing for Renewal Season: What 2026 Borrowers Should Do NowWith nearly 60% of Canadian homeowners set to renew their mortgages by the end of 2026, preparation has never been more important. After years of ultra-low rates during the pandemic, many...
Navigating Mortgage Renewals
Sept 2025 | Navigating Mortgage RenewalsFrom Rock-Bottom Rates to Today’s RealityIf you were lucky enough to secure a mortgage in the early days of 2020, chances are your rate was impressively low, often near 1% to 2%. At the time, the Bank of Canada’s overnight rate...
How Your Credit Score Impacts Mortgage Approval
Aug 2025 | How Your Credit Score Impacts Mortgage Approval If you’re thinking about buying a home, you might be wondering how your credit score influences the process. The short answer: your credit score is one of the most important factors lenders consider when...
25-Year vs. 30-Year Mortgage
July 2025 | 25-Year vs. 30-Year MortgageIf you’re thinking about buying a home, one of the biggest decisions you’ll face is choosing your mortgage’s amortization period. Should you go for the traditional 25-year mortgage or take advantage of the newer, longer 30-year...
Thinking About Flipping a House in Edmonton?
June 2025 | Flip Mortgage ProgramAre you eyeing that “fixer-upper” in Edmonton and dreaming of turning it into a showstopper? House flipping is more popular than ever, and with the right mortgage program, it’s easier to get started than you might think!What is a Flip...
Unlocking the Value in Your Home
May 2025 | Home Equity Unlocking the value in your home can be a smart way to fund major renovations or get a handle on high-interest debt. If you’ve built up equity—the difference between your home’s current value and what you still owe on your mortgage—you may be...
To Refinance or Not to Refinance: Navigating Mortgage Renewal in 2025
Apr 2025 | To Refinance or Not to RefinanceAs mortgage renewal season approaches, many homeowners are grappling with a critical question: Should I refinance my mortgage? With interest rates higher than what many locked in years ago and looming financial pressures like...