Navigating the mortgage market can be a complex and daunting task, but with the right guidance, you can make informed decisions that align with your financial goals. Learn about your mortgage options with our blog, featuring insights and expert advice from experienced mortgage broker Sandra Forscutt, helping you explore the key considerations, common pitfalls, and the value of working with a mortgage professional.
Whether you’re facing a mortgage renewal, considering a new home purchase, or looking to refinance, our articles cover a wide range of mortgage options to empower you throughout the process. Discover the latest trends in the mortgage industry, learn how to secure the best rates and terms, and gain the knowledge you need to make confident, well-informed choices.
Unlocking the Value in Your Home
April 2025 | Home Equity Unlocking the value in your home can be a smart way to fund major renovations or get a handle on high-interest debt. If you’ve built up equity—the difference between your home’s current value and what you still owe on your mortgage—you may be...
To Refinance or Not to Refinance: Navigating Mortgage Renewal in 2025
March 2025 | To Refinance or Not to RefinanceAs mortgage renewal season approaches, many homeowners are grappling with a critical question: Should I refinance my mortgage? With interest rates higher than what many locked in years ago and looming financial pressures...
30-Year Amortizations on New Builds: What You Need to Know
February 2025 | 30-Year AmortizationBig Changes in 2024!Last year, Canada shook things up with new mortgage rules. Initially, only first-time buyers of new builds could snag a 30-year amortization (starting August 1, 2024). But by September 16, 2024, anyone buying a...
Navigating the Mortgage Renewal Storm: Preparing for 2025
January 2025 | Mortgage Renewal Canadian homeowners face a significant financial challenge: mortgage payment shock. With approximately 1.2 million Canadians set to renew their mortgages in 2025, the landscape looks daunting, especially for those who secured loans...
How Trump’s Win is Impacting Canadian Mortgage Rates
The recent news of Donald Trump's win has sent ripples through global financial markets, affecting Canadian mortgage holders and homebuyers. Here’s a breakdown of what this means for the Canadian economy and mortgage rates.Immediate Market ReactionsFollowing Trump’s...
Understanding Why Rent is So Expensive in Canada
If you're a renter in Canada, you're likely no stranger to the frustration of rising rent prices. But what drives these increases, and how can you navigate this challenging landscape? In this post, I will delve into the key factors contributing to the high and...
Announcement: Alberta Land Transfer and Mortgage Registration Fees Increasing
As of October 20, 2024, buying a home in Alberta will become slightly more expensive due to increases in land transfer and mortgage registration fees. Here’s what you need to know about these changes and their implications for purchasers and borrowers.Current vs. New...
25-Year vs. 30-Year Mortgage? Insight From a Mortgage Broker
25-Year vs. 30-Year Mortgage? Insight From a Mortgage BrokerInsights from Edmonton Mortgage Broker Sandra Forscutt The summer months have brought exciting changes to the mortgage landscape. Back in July, the Bank of Canada reduced its policy rate. Recently, the...
Mortgage Rate Drop: What it Means for Edmonton Homebuyers
Mortgage & Divorce: What You Need to KnowInsights from Edmonton Mortgage Broker Sandra ForscuttFor Homeowners with variable mortgages, relief is on the way. After over a year of aggressive interest rate hikes aimed at cooling red-hot inflation, the Bank of Canada...
Mortgage & Divorce: What You Need to Know
Divorces and separations are among life’s most challenging experiences. As a Mortgage Broker with years of experience, I know firsthand that these major life transitions come with a whole slew of complex financial decisions that need to be handled with care.
Unlocking the Value in Your Home
April 2025 | Home Equity Unlocking the value in your home can be a smart way to fund major renovations or get a handle on high-interest debt. If you’ve built up equity—the difference between your home’s current value and what you still owe on your mortgage—you may be...
To Refinance or Not to Refinance: Navigating Mortgage Renewal in 2025
March 2025 | To Refinance or Not to RefinanceAs mortgage renewal season approaches, many homeowners are grappling with a critical question: Should I refinance my mortgage? With interest rates higher than what many locked in years ago and looming financial pressures...
30-Year Amortizations on New Builds: What You Need to Know
February 2025 | 30-Year AmortizationBig Changes in 2024!Last year, Canada shook things up with new mortgage rules. Initially, only first-time buyers of new builds could snag a 30-year amortization (starting August 1, 2024). But by September 16, 2024, anyone buying a...
Navigating the Mortgage Renewal Storm: Preparing for 2025
January 2025 | Mortgage Renewal Canadian homeowners face a significant financial challenge: mortgage payment shock. With approximately 1.2 million Canadians set to renew their mortgages in 2025, the landscape looks daunting, especially for those who secured loans...
How Trump’s Win is Impacting Canadian Mortgage Rates
The recent news of Donald Trump's win has sent ripples through global financial markets, affecting Canadian mortgage holders and homebuyers. Here’s a breakdown of what this means for the Canadian economy and mortgage rates.Immediate Market ReactionsFollowing Trump’s...
Understanding Why Rent is So Expensive in Canada
If you're a renter in Canada, you're likely no stranger to the frustration of rising rent prices. But what drives these increases, and how can you navigate this challenging landscape? In this post, I will delve into the key factors contributing to the high and...
Announcement: Alberta Land Transfer and Mortgage Registration Fees Increasing
As of October 20, 2024, buying a home in Alberta will become slightly more expensive due to increases in land transfer and mortgage registration fees. Here’s what you need to know about these changes and their implications for purchasers and borrowers.Current vs. New...
25-Year vs. 30-Year Mortgage? Insight From a Mortgage Broker
25-Year vs. 30-Year Mortgage? Insight From a Mortgage BrokerInsights from Edmonton Mortgage Broker Sandra Forscutt The summer months have brought exciting changes to the mortgage landscape. Back in July, the Bank of Canada reduced its policy rate. Recently, the...
Mortgage Rate Drop: What it Means for Edmonton Homebuyers
Mortgage & Divorce: What You Need to KnowInsights from Edmonton Mortgage Broker Sandra ForscuttFor Homeowners with variable mortgages, relief is on the way. After over a year of aggressive interest rate hikes aimed at cooling red-hot inflation, the Bank of Canada...
Mortgage & Divorce: What You Need to Know
Divorces and separations are among life’s most challenging experiences. As a Mortgage Broker with years of experience, I know firsthand that these major life transitions come with a whole slew of complex financial decisions that need to be handled with care.